Hi Juliet,
Not being an expert here, but in the midst of training myself, surely the salon is issured and also your trainer? normally a person cannot teach or train unless they themselves are insured. I know I am covered until I stop attending the college, then I have to find my own, however the one the college uses offers us a good deal once we are trained.
Sorry thats a bit waffly but hopefully you get the jist.
Hope it helps.
luvs n hugs