Obtaining Health Insurance

[Kalaz]

Hi everyone!! I know I have been absent for quite some time. But I have thought of many of you and kept intending to post and "lurk" but time really does slip on past rapidly! One of the things that I wanted to post about was a much needed benefit that I acquired through my membership with the AMTA.
My husband has been unemployed for quite some time now. He works part time as a wedding photog and as an adjunct professor but neither of these jobs nets the income we have grown accustomed to. I am working as many hours as I physically can to fill the void,, but OMG I feel like I am meeting myself coming and going!! But I am grateful for my little business and now I am even more grateful for the AMTA.
We needed to find private health insurance. I tried getting group insurance through my massage practice but even then it was sooo expensive, like over $1,000 a month and that is pretty steep when you are going through a decrease in your income. We also looked into private insurance coverage and also had the option to remain covered by COBRA ( that was like 1400 $ a month!)
So after talking and projecting costs with several insurance brokers (is that what I should call them?) I got online and decided to check out the AMTA website.

Long story short, within a short period of time we have our coverage and it is costing us a little under $500.00 a month. Mind you, we are both in our 50's, so remember coverage costs escalate along with your aging process... LOL

So, if anyone on this forum needs health insurance look into your AMTA or ABMP membership for a possible solution.

 

[subtleanarchy]

Obtaining Health Insurance

Glad to hear you found a great solution. However AMTA & ABMP do offer health insurance in all states. When I was looking I check them out too and they don't offer plans her in Mass.

 

[rainy]

Obtaining Health Insurance

JL,, sorry to hear that Mass. isn't included in having coverage through AMTa or ABMP.
I imagine it is up to the insurance companies as to what states they cover. But I can't imagine why one state wouldn't be covered.

 

[Christopher A]

Obtaining Health Insurance

But I can't imagine why one state wouldn't be covered.

Because MA has gov't mandated health insurance with rules and requirements that make it difficult for affordable, affinity-based options like AMTA feasible.

One of those unintended- or maybe intended - consequences of universal healthcare.

 

[Joshu@]

Obtaining Health Insurance

It has NOTHING to do with universal health care. I don't live in Mass., my state does NOT have universal health care, and I cannot get insurance through AMTA- one of several reasons I switched to ABMP (not that they offer ins. here either).

Nonetheless, Cawby, I am glad you were able to obtain insurance in your state.

 

[ExeneC]

Obtaining Health Insurance

Shucks, I was hoping others could find a solution with this info. I guess all it has done is make me feel lucky that my state is one where beloinging to AMTa or ABMP helped!!

 

[Dani:)]

Obtaining Health Insurance

Another great alternative to investigate is a coop pay group. My parents, both self-employed with a large family (eight kids), have used a Christian coop program called Samaritan Ministries. With this particular group you have to be active in a church community but there are various groups out there. It's a GREAT way for self-employed citizens to obtain necessary "fall back" cushion of protection while supporting others instead of large and ineffecient corporations.

They will also probably be considered obsolete/illegal if Obama care goes out which is too bad since they are far more efficient, cost effective and financially stable then, say, Medicare. ;-) It will be horrible for my parents to lose their free choice in that matter since it's worked so well for my family for the past ten or twelve years.

Angela

 

[Marketa]

Obtaining Health Insurance

If enough members of the AMTA and the ABMP request health insurance they may start offering it in all states. I left the AMTA bc they don't offer health insurance to the Mass chapter members. And I join NAMASTA bc I was able to get health insurance with them

 

[JAP]

Obtaining Health Insurance

If enough members of the AMTA and the ABMP request health insurance they may start offering it in all states. I left the AMTA bc they don't offer health insurance to the Mass chapter members. And I join NAMASTA bc I was able to get health insurance with them

I believe it is up to the state to decide which insurance companies are allowed to offer insurance, rather than up to the insurance companies where to offer the insurance. Most companies would sell it everywhere they could get customers! There are weird regulations on health insurance.