Just do it like Bob says. We do not want to expose people here publicly. Just find one and go to experiment. You will know when it's rejected and learn from it. All of us paid our dues too. BTW, calendar year almost up........
And furthermore, why would I help some with insurance fraud, IF (no accusations here just IF) that is the intent, as it will just screw up legit benefits for the rest of us.
Hey Old Fart
Can you explain how it's insurance fraud? If he receives a massage and is billed for that time and passes it on to the insurance company there shouldn't be an issue. What happens after the message, is paid separatly and not claimed as an expense there is no fraud.
I don't have benefits/self employed / so just curious
That's why he said "If". One guy got on here confessing to make out his massage and tips total amount; billed to his insurance company. That was around two years ago, (And I believe he was an established contributor.) Some ladies offer to make out the receipt to include tip. Some offer to postdate the massage for the next year. So...old Fart was suggesting a new person might be getting this information to engage in fraudulent activities.
That's why he said "If". One guy got on here confessing to make out his massage and tips total amount; billed to his insurance company. That was around two years ago, (And I believe he was an established contributor.) Some ladies offer to make out the receipt to include tip. Some offer to postdate the massage for the next year. So...old Fart was suggesting a new person might be getting this information to engage in fraudulent activities.
The most common deception is that at a 'therapeutic' location, only one or two masseuses (sometimes none,excepting someone the owner knows who is never at this location ) can actually issue receipts. So they have a managed system where clients who want a receipt get it with another therapist's name and number on it (not the one who gave the massage). This does NOT mean that the masseuse who gave the massage is not good, just that she does not have a formal massage therapist association accreditation at that time. In fact, my absolute top therapeutic masseuse in Calgary (I see her after every strenuous workout) is in that position. Does she know massage? Better than ten 2200 hrs masseuses combined. In the first 15 minutes of a 90 minutes massage she does more work than most masseuses do in 60 minutes. But her English is not good enough to get the local massage school certifications. In my books, I see nothing fraudulent in this situation that the owner issues receipts in another therapist's name. Sharing this to show that there are many sides to all situations. On the other hand outright cheaters of the system should probably be shut off.
I'm guilty of this to a point as I don't know what therapists real names are (In most cases). In one case, I found out the therapist only had 500 hours and likewise it couldn't have been her name on past receipts. Thus, the next time she offered a receipt, I refused. And also tried avoiding her in future visits.
Didn't know about the uncertified masseuses using someone else's name. Thanks for the replys.
If someone does claim the tip amount then yes they deserve a head slap.
Providing a certified service under someone else's name would be viewed as fraud from the insurance companies and your claim would be denied, that is IF they find could out. Just an FYI, I was getting a massge from Betty, I know, she took a call during the massage, I know , it was an insurance company asking her to check her receipts for a claim someone made, they were auditing a claim. So they tend to check on us, and hopefully all is good. I too have gotten receipts for massge and pretty sure it wasn't the name of the lady who provided the service. Popular west end establishment, not wanting to mention names, I suspect of that practice, as well as others.
Betty, I know, she took a call during the massage, I know , it was an insurance company asking her to check her receipts for a claim someone made, they were auditing a claim. So they tend to check on us, and hopefully all is good.
Well run shops, with good owners/managers make sure that they run well organized schedules for the receipts they give out. They manage, how many per day against a registered RMT, and proper records. I only claim the receipts from the places that I have 100% faith in, knowing that the records are bulletproof. The rest are shredded or I tell them not to bother giving me one.
Hey Old Fart
Can you explain how it's insurance fraud? If he receives a massage and is billed for that time and passes it on to the insurance company there shouldn't be an issue. What happens after the message, is paid separatly and not claimed as an expense there is no fraud.
I don't have benefits/self employed / so just curious
i would not condone fraud under any circumstances, but if you look up fraud in a law book or dictionary...you will see the names of insurance companies...great west life and manufacturers life at the top of the list...
i would not condone fraud under any circumstances, but if you look up fraud in a law book or dictionary...you will see the names of insurance companies...great west life and manufacturers life at the top of the list...
That cant be true. Insurance companies, banks, and governments are all service industries which make no profit what so ever, and give back to the people they serve.
That cant be true. Insurance companies, banks, and governments are all service industries which make no profit what so ever, and give back to the people they serve.
Tomorrow's sneak peek: On Thursday November 14, 2024, our attendants will be Ada , Cici , Mia , Vicky and Lulu . Call 905-479-6668 to book your session!
โโWooHoo Wed Ultimate destination for Asian massages Two fab spots: Richmond Hill & Oakville Your passport to paradise with 10 enchanting girls fr China, HK, Japan & Korea โ34D Cici, Cindy, Coco, Lulu, Echo, 36D Amber, Tina, Lucy & Dorisโ ready to pamper you Ring us 647-695-6354 or text us 647-578-8169 160 East Beaver Cr., Unit 12, RichmondHill Where Eastern charm meets Western comfort - your bliss awaits
Click on our Username and FOLLOW US for updates and special services ! TodayChristinaLyndaTiffanyZaraAkame Call us โ 905 - 265 - 2158 Your ultimate service awaits!
Looking for a relaxing escape? MeetMariaTinaBreeCall us today for the best treatment and service experience. Click on our Username and FOLLOW US for updates ! Call now โ 289 - 298 - 5662 Your ultimate relaxation awaits!
WEDNESDAY at ๐๐๐๐๐ ๐ฆ๐ฃ๐ 416-298-0898, 4915 Steeles Ave. E, Scarborough 3very nice girls here today: ELLA : is a small & curvy white young girl from Romania, super super busty EE Cups, blue eyes, blond hair, ok services, bbbJ cfs. Please call before booking her due to high demand. HOLLY (11am-9pm) : is a young, pretty, slim & busty yoga instructor from Vietnam, standing 5โ4โ with C Cups.
๏ธSPARKLING SPA๏ธ 50 Lockridge Ave Unit 8 Markham, ON L3R 8X4 (905) 604-8186 Spa Land Line (437) 446-6688 NEW Spa Cell Phone (West of Warden & 16th Ave) OPEN 10am to 9pm MONDAY to SUNDAY NEW MANAGEMENTNEW GIRLSSUPERSTAR SERVICE QUEENS AVAILABLE AT SPARKLING SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS SEXY NEW YOUNG GIRLS ALWAYS WORKING - Todayโs Schedule isโฆ Jennifer -A talented and graceful new massage girl from Taiwan, offering a trul
We have 5 hot brown girls today ASHA, NISHA, NINA, AMANDA, MEERA, ANGELINA, PAYAL PEARL, ANGEL 2588 Birchmount 2 Invergordon 647-702-8800 Please visit for a great erotic massage
Weclome to wonder spa,(9421Jane st unit127)Rmt available on Wednesday,nice sexy big boots Joey ,new young girl Tiffany,very friendly very good looking Lucy on the duty, they all can provide excellent massage and nice touch ,body slide, make you really comfortable,must come to try416-5000-800
JENNYโS SPA 5170 DUNDAS STREET WEST ETOBICOKE ONTARIO M9A 1C4 ( 647-893-5196)Call or Text ( 437-888-3759)Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY GRAND OPENINGNEW GIRLS EVERYDAYEXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNYโS SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS TWO BEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAY REAL PICTURES OF ATTENDANTS TODAYโs ROSTER INCLUDES: Coco- A young cute blonde Asian girl
All season wellness center : young girl pretty face nice figure Thai deep massage Helen,Young girl big breasted beautiful buttocks charming temperament summer ,Young girl Big breasted saucy naughty Ella , Enchanting sexy petite deep massage Sherry ,address: #5-30 Rambler dr Brampton ,Ontario L6W 1E24376655510 ๏ธ๏ธ
Full season wellness center: Young girl big breasted beautiful buttocks charming temperament big boobs Rose,Young girl big breasted beautiful buttocks charming temperament big boobs Julia ,Young girl Big-breasted big big butts Aris ,Young beautiful face sexy body and good deep massage maggie,Enchanting sexy petite deep massage Mary. 2560 Shepard ave Mississauga unit 1 4379857899 ๏ธ๏ธ
๐ช๐๐๐ก๐๐ฆ๐๐๐ฌ at ๐ ๐๐๐: Amy, Coco & ๐ฏ๐ฒ๐๐ ๐บ๐ฎ๐๐๐ฎ๐ด๐ฒ ๐ฅ๐ฎ๐ฐ๐ต๐ฒ๐น๐ ๐๐๐, 28 South Unionville Ave, Unit 5, Markham. ๐๐ฎ๐น๐น ๐ฒ๐ฐ๐ณ-๐ณ๐ฎ๐ต-๐ฒ๐ฒ๐ฌ๐ฒ ๐ผ๐ฟ ๐๐ฒ๐ ๐ ๐ฒ๐ฐ๐ณ-๐ด๐ฏ๐ต-๐ฑ๐ต๐ฒ๐ฒAMY is young and very friendly, standing 158 Cms. with 34C Cups and a very nice bum. Amy is a very popular student, young, sexy, and open minded. She is in demand for her good massage
Wednesday at โ๐ฆ๐จ๐๐๐ฅ ๐๐ข๐ฉ๐ ๐ฆ๐ฃ๐โ : CARA, ELLA & TIFFANY. 1270 Finch Ave W (at Keele St), Unit 18. North York, ON โ ๐ฐ๐ฏ๐ณ-๐ฏ๐ฒ๐ฑ-๐ฎ๐ฒ๐ด๐ด โCARA is a young & attractive Chinese attendant, 5โ3โ & 100 pounds with natural C Cup big boobs, very friendly with a host of services. ELLA is a lovely Thai sweetheart, 5โ1โ with C Cups, smooth skin and a very pleasing attitude.
Wednesday at ๐๐๐ก๐๐ฅ๐๐ก ๐ข๐๐2190 Warden Ave, Unit 201, Scarborough ๐ฐ๐ญ๐ฒ-๐ด๐ฌ๐ฌ-๐ณ๐ด๐ด๐ณ: Bella, Cindy & Sasa. Bella is around 5โ3โ with a thin to medium build, C Cups, and a pleasing personality. She can offer dfk, bbbj and cfs as well as a good massage experience. Cindy is a slim beauty, 5โ4โ, natural C Cups & wonderfully long nipples. Her massage is nice, her bbbj will drive you wild
AMORE SPA 127 Westmore Drive, Unit 106C Etobicoke, ON M9V 3Y6 โ 437-688-2407 โWednesday at AMORE SPA: [/color ANGELA & CHERRY. ANGELA (*New Today)CHERRY is a proven superstar, Slim Asian with a pretty face, all natural A or B Cups, long nipples, slim waist & small round bum. Her services are legendary. AMORE SPA is a well established holistic spa
Angela & Noor are here Today! (647) 325-8086 We have Hot & Sexy Girls Every Day. They all do Extra Services & are Very Open-Minded ~ Drop In Anytime โ Walk-Ins Are Always Welcome! Unit 27, 10 East Wilmot Street, Richmond Hill
[GRAND OPENING] Endless Joy Spa (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-856510am-2am, New First Day Young Slim Petite Chinese Vivi, Tall Slim Sexy Chinese Kelly, Sexy Chinese Coco, Young Sexy Chinese Abie, Young Sexy CBC Rachel.
Barbie Very Young, very Petite Korea Student With Perfect S shape type Spicy Smoking Hot Body Candy She is a Vietnamese๏ผ Face and body to die for. Her smile will make you melt. Judy is a gorgeous model type Vietnamese Girl 416-988-2950
Natalie she is CBC/filipina mixed Petite school girl Bella She is Mexican Gorgeous face Natural D cup Boobs Cici Cute Skinny Sexy Vietnamese Girl 647- 446-0886
We have 4 young beautiful girls are working today, young cute Yuki slime 30โs open mind and young sweet Mia 25โs, cute GFE Lina and sexy Coco are providing deep tissue and sensual massage, pls call 416-3985777 book appointment and walk in always welcome, back entrance and parking available, 350 Wilson Ave North York
Nayla & Vivian are in today~Call Text: (647) 381-2688 Make Your Day Incredibly Delicious Our girls provide lots of service options & are Extremely Open-Minded We're Open 9am - 2am everyday! Drop in to Unit 26, 10 East Wilmot Street, Richmond Hill.
ANNIE SPA 7-1001 SANDHURST CIRCLE SCARBOROUGH ON M1V 1Z6 (647) 891-9688 (416) 291-8879 (FINCH & MCCOWAN) OPEN 9:30am to 9pm MONDAY to SUNDAY NEW MANAGEMENTNEW GIRLS GORGEOUS NEW YOUNG ASIAN GIRLS - TODAYโs ROSTER INCLUDES: Mia beautiful young Singapore girl. Mia has a very sexy body, and beautiful busty boobs and golden blonde hair. She can give a very good teasing and relaxing massage with a sensual great playful HAPPY service. So very sexy beauti
Phoenix blossom Spa table shower body scrub5124 Dundas W Etobicoke 416-817-3366 New girl Lisa is joining. She can provide a very good massage with sensual touch. She knows how to take direction and please a man. Suki can provide deep Thai massage. She takes directions very well. She has many assets and knows how to use them. Come see her today.Welcome to walk in or make an appointment at any time. Plenty of parking space at the back door
Tomorrow's sneak peek: On Wednesday November 13, 2024, our attendants will be Carla , Opal , Cici , Sandy and Yoyo . Call 905-479-6668 for a great massage!
โโTue Blu? Ultimate destination for Asian massages Two fab spots: SL East Richmond Hill & SL West Oakville Your passport to paradise with 10 enchanting girls fr China, HK, Japan & Korea โ34D Cici, Cindy, Coco, JPN Yui, Echo, 36D Amber, Anita & Korean Lunaโ ready to pamper you Ring us 647-695-6354 or text us 647-578-8169 160 East Beaver Cr., Unit 12, RichmondHill Where Eastern charm meets Western comfort - your bliss awaits
We have 5 hot brown girls today ASHA, MALIYA, SALMA, ANGEL, AMANDA, ANGIE, PAYAL PEARL, DIYA, ANAYA 2588 Birchmount 2 Invergordon 647-702-8800 Please visit for a great erotic massage
๏ธSPARKLING SPA๏ธ 50 Lockridge Ave Unit 8 Markham, ON L3R 8X4 (905) 604-8186 Spa Land Line (437) 446-6688 NEW Spa Cell Phone (West of Warden & 16th Ave) OPEN 10am to 9pm MONDAY to SUNDAY NEW MANAGEMENTNEW GIRLSSUPERSTAR SERVICE QUEENS AVAILABLE AT SPARKLING SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS SEXY NEW YOUNG GIRLS ALWAYS WORKING - Todayโs Schedule isโฆ Jennifer -A talented and graceful new massage girl from Taiwan, offering a trul
[GRAND OPENING] Endless Joy Spa (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-856510am-2am, New First Day Young Slim Petite Chinese Vivi, Tall Slim Sexy Chinese Kelly, Sexy Chinese Coco, Young Sexy Chinese Abie, Young Sexy CBC Rachel.
Phoenix, Nayla & Vivian are in today~Call Text: (647) 381-2688 Make Your Day Incredibly Delicious Our girls provide lots of service options & are Extremely Open-Minded We're Open 9am - 2am everyday! Drop in to Unit 26, 10 East Wilmot Street, Richmond Hill.
Yoyo, Noor & Angela are her today (647) 325-8086 We have Hot & Sexy Girls Every Day. They all do Extra Services & are Very Open-Minded ~ Drop In Anytime โ Walk-Ins Are Always Welcome! Unit 27, 10 East Wilmot Street, Richmond Hill
ANNIE SPA 7-1001 SANDHURST CIRCLE SCARBOROUGH ON M1V 1Z6 (647) 891-9688 (416) 291-8879 (FINCH & MCCOWAN) OPEN 9:30am to 9pm MONDAY to SUNDAY NEW MANAGEMENTNEW GIRLS GORGEOUS NEW YOUNG ASIAN GIRLS - TODAYโs ROSTER INCLUDES: RoseAn enchanting and skilled new Asian massage girl, known for her calming presence and soothing touch. With long, silky dark hair and delicate features, Rose exudes an aura of serenity and grace. As she gently guides you thro
. Wonder spa,(9421Jane st unit127)call416-5000-800best massage in vaughan,if you need to find a comfortable place to revive your body rexlaing come visit us.4beautiful attendants ,Today and tomorrow RMT available,sexy very young girl Mimi,natural c cup,very good looking Tina ,open mind she knows what do you want,very friendly Lucy nice smiling very popular must try
JENNYโS SPA 5170 DUNDAS STREET WEST ETOBICOKE ONTARIO M9A 1C4 ( 647-893-5196)Call or Text ( 437-888-3759)Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY GRAND OPENINGNEW GIRLS EVERYDAYEXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNYโS SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS TWO BEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAY REAL PICTURES OF ATTENDANTS TODAYโs ROSTER INCLUDES: Julia - A shy new Korean girl waiting
AMORE SPA 127 Westmore Drive, Unit 106C Etobicoke, ON M9V 3Y6 โ 437-688-2407 โThis is the only official schedule for AMORE SPA: Tuesday at AMORE SPA: CHERRY(10AM-11pm) & Tiny Spinner LALA CHERRY is a proven superstar, Slim Asian with a pretty face, all natural A or B Cups, long nipples, slim waist & small round bum. Her services are legendary. Tiny LALA is unbelievably good
TUESDAY at ๐ ๐๐๐: Best Massage Rachel, & Wendy ๐ ๐๐๐, 28 South Unionville Ave, Unit 5, Markham. ๐๐ฎ๐น๐น ๐ฒ๐ฐ๐ณ-๐ณ๐ฎ๐ต-๐ฒ๐ฒ๐ฌ๐ฒ ๐ผ๐ฟ ๐๐ฒ๐ ๐ ๐ฒ๐ฐ๐ณ-๐ด๐ฏ๐ต-๐ฑ๐ต๐ฒ๐ฒRACHEL is a slim and attractive attendant, about 5โ4โ tall with nice responsive 34Cโs and a captivating smooth rounded bottom. She is popular for her excellent massage skills and a little extra.
We have 4 young beautiful girls are working today, young fun Ivy with big buttocks 30โs open mind and young sweet Mia 25โs, cute GFE Lina and sexy Coco are providing deep tissue and sensual massage, pls call 416-3985777 book appointment and walk in always welcome, back entrance and parking available, 350 Wilson Ave North Yo
Tuesday at ๐๐๐ก๐๐ฅ๐๐ก ๐ข๐๐2190 Warden Ave, Unit 201, Scarborough ๐ฐ๐ญ๐ฒ-๐ด๐ฌ๐ฌ-๐ณ๐ด๐ด๐ณ: Cindy, Tracy & Vivian.Cindy is a slim beauty, 5โ4โ, natural C Cups & wonderfully long nipples. Her massage is nice, her bbbj will drive you wild & her cfs finish is a dream come true. Tracy is an incredibly cute & pretty Japanese/Taiwanese mixed spinner, about 5โ1โ and 100 lbs. She is very popular
Tuesday at ๐๐ธ๐ต๐ฒ๐ญ๐ช๐ ๐ข๐น๐ช3517 Kennedy Rd, Unit 4, Scarborough ๐ฐ๐ฏ๐ณ-๐ฎ๐ฐ๐ณ-๐ญ๐ญ๐ต๐ต: CICI, CINDY & JENNY. CINDY is a slim & incredibly sexy lady with a smile that will melt your heart, & an ass that will fire up your spirit. Her services are among the best! Jenny has a medium build, nicely curvy with a slim waist, pretty face, and very flexible skills. Jenny will make you very happy.
Tuesday at โ๐ฆ๐จ๐๐๐ฅ ๐๐ข๐ฉ๐ ๐ฆ๐ฃ๐โ : ANA, MIMI & TIFFANY. 1270 Finch Ave W (at Keele St), Unit 18. North York, ON โ ๐ฐ๐ฏ๐ณ-๐ฏ๐ฒ๐ฑ-๐ฎ๐ฒ๐ด๐ด โANA is a young, short and sweet lady, 5โ1 & 105 Lbs, very tight, with a small to medium booty. Ana is a versatile honey who provides great massage, & can accommodate your needs. MIMI is a slim & busty Asian/Euro mix beauty, 50Kgs & 1M60. Mimi has a very versatile range
Natalie she is CBC/filipina mixed Petite school girl Judy is a gorgeous model type Vietnamese Girl She is 5โ2โtall . 100Lbs, with D Cup Melons Cici Cute Skinny Sexy Vietnamese Girl With Voluptuous Huge C Melons Provides Amazing Service 416-988-2950
Sami Gorgeous Model Type CBC Vietnamese School Girl Barbie Very Young, very Petite Korea Student With Perfect S shape type Spicy Smoking Hot Body Great BBBJ, CIM, GFE in Her menu Suki From Taiwan, sweet girl Sexy tight body amazing C cups with Those incredible nipples 647- 446-0886
Click on our Username and FOLLOW US for updates and special services ! TodaySusanLunaLyndaKandyJazmin Call us โ 905 - 265 - 2158 Your ultimate service awaits!
Looking for a relaxing escape? MeetNinaClaireCamilaCall us today for the best treatment and service experience. Click on our Username and FOLLOW US for updates ! Call now โ 289 - 298 - 5662 Your ultimate relaxation awaits!
Phoenix blossom Spa table shower body scrub5124 Dundas W Etobicoke 416-817-3366 Nice girl Luna is joining. She can provide a very good massage with sensual touch. She knows how to take direction and please a man. Lisa can provide deep Thai massage. She takes directions very well. She has many assets and knows how to use them. Come see her today.Welcome to walk in or make an appointment at any time. Plenty of parking space at the back door
Tomorrow's sneak peek: For Tuesday November 12, 2024, our attendants will be Ada , Cici , Yoyo , Ivy and Christina Call us at 905-479-6668 to book your favourite!
Yoyo has joined Angela & Noor for the evening (647) 325-8086 We have Hot & Sexy Girls Every Day. They all do Extra Services & are Very Open-Minded ~ Drop In Anytime โ Walk-Ins Are Always Welcome! Unit 27, 10 East Wilmot Street, Richmond Hill
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