Are your clients paying out of their pockets?

[LunaLovegood]

Now, you may or may not know that, but up here in Canada a lot of people have extended health benefits through their employment that (almost) always cover massage. The amount varies between $300 and $500 a year (may be more, but I've never heard of plans with better coverage). Sometimes though this amount is shared between Massage/Chiro/Physio, but sometimes it's $500 (or whatever the allocation is) per year for each. These plans cover spouses too, so one can easily have $500 coverage from their plan plus another $500 from their spouse, totaling $1000 a year, which in Ottawa prices will buy them 11 30-minute massages. Not much, but it's free - yet most people don't use it.

So, what about where you live - is there such a thing as insurance covered massage therapy or all of your clients pay out of their pockets?

Thanks for sharing the info!

 

[raiin1029]

Are your clients paying out of their pockets?

All of our clients pay out of pocket.

 

[William]

Are your clients paying out of their pockets?

Mine pay out of pocket also

 

[Revans]

Are your clients paying out of their pockets?

Ours pay out of pocket. I do have a few clients who have medical flex-spending accounts that will reimburse them with a receipt, even if it's not medical massage, but those are few and far between.

 

[Fluff]

Are your clients paying out of their pockets?

Mine pay out of pocket, and I give them a receipt. If their MD prescribed their care, sometimes they can turn in their prescription and the receipt and get some or all of the payment reimbursed. Sometimes their insurance covers massage without a script and will reimburse some or all as well. Most of the time though, they don't get reimbursed.

 

[manutd_4_life]

Are your clients paying out of their pockets?

Same story here: all of our clients pay out of pocket. We've had a handful (maybe not even that many) of clients whose insurance or HSA will allow massage, and they pay us and get a receipt for reimbursement.

I'm not even sure that our state would allow massage therapists to bill insurance directly....

 

[Eduardo]

Are your clients paying out of their pockets?

Our state will allow LMTs to bill insurance but not CMTs. I'm a CMT, but quite frankly even if I was an LMT, I wouldn't do the prescription/insurance/billing route. No interest in that whatsoever.