Are your clients paying out of their pockets?

LunaLovegood

Member
Joined
Aug 8, 2009
Messages
54
Reaction score
0
Points
6
Now, you may or may not know that, but up here in Canada a lot of people have extended health benefits through their employment that (almost) always cover massage. The amount varies between $300 and $500 a year (may be more, but I've never heard of plans with better coverage). Sometimes though this amount is shared between Massage/Chiro/Physio, but sometimes it's $500 (or whatever the allocation is) per year for each. These plans cover spouses too, so one can easily have $500 coverage from their plan plus another $500 from their spouse, totaling $1000 a year, which in Ottawa prices will buy them 11 30-minute massages. Not much, but it's free - yet most people don't use it.

So, what about where you live - is there such a thing as insurance covered massage therapy or all of your clients pay out of their pockets?

Thanks for sharing the info!
 
Are your clients paying out of their pockets?

All of our clients pay out of pocket.
 
Are your clients paying out of their pockets?

Mine pay out of pocket also
 
Are your clients paying out of their pockets?

Ours pay out of pocket. I do have a few clients who have medical flex-spending accounts that will reimburse them with a receipt, even if it's not medical massage, but those are few and far between.
 
Are your clients paying out of their pockets?

Mine pay out of pocket, and I give them a receipt. If their MD prescribed their care, sometimes they can turn in their prescription and the receipt and get some or all of the payment reimbursed. Sometimes their insurance covers massage without a script and will reimburse some or all as well. Most of the time though, they don't get reimbursed.
 
Are your clients paying out of their pockets?

Same story here: all of our clients pay out of pocket. We've had a handful (maybe not even that many) of clients whose insurance or HSA will allow massage, and they pay us and get a receipt for reimbursement.

I'm not even sure that our state would allow massage therapists to bill insurance directly....
 
Are your clients paying out of their pockets?

Our state will allow LMTs to bill insurance but not CMTs. I'm a CMT, but quite frankly even if I was an LMT, I wouldn't do the prescription/insurance/billing route. No interest in that whatsoever.
 
Shoutbox
  1. EMSpa_schedule:
    Tomorrow's sneak peek: On Thursday April 3, 2025, our attendants will be Ada 🤩, Cici 😍, Vicky 😘, Sophie ☀ and Monica 😘. Call us at (905) 479-6668 to book!
  2. yoko:
    sister spa
  3. Soul Relax Spa:
    ✨ Looking for a relaxing escape? ✅ Click Here Meet🌸Tina🌸Mya🌸MonikaCall us today for the best treatment and service experience. Click on our Username and FOLLOW US for updates ! Call now ☎ 289 - 298 - 5662☎️ Your ultimate relaxation awaits! ✨
  4. Golden Flower Spa:
  5. BlueXado Therapy & Spa:
  6. Pink Flower Spa:
  7. Joseph123456:
    Just relax review
  8. Alibi Massage and Spa:
    Unwind in ALIBI 🥀 this WEDNESDAY: Jasmine, Kay, Jade, Sandy 📞905 212 1222📍1380 Matheson Blvd East, Mississauga
  9. EMSpa_schedule:
    For Wednesday April 2, 2025, our attendants are Sandy 😘, Opal 🥰, Cici 😍, Yoyo 🔥 and Carla ❣. Call us at (905) 479-6668 to book your favourite and head on over to 7665 Kennedy Road, Unit 4, Markham, ON, Canada!
  10. Red Rose Spa:
    🌸 We have 5 hot brown girls today 🌸 PAOLA, AMMU, MONIKA, ANGELINA, NISHA, KIRAN, DIYA, ANGEL 🌸 2588 Birchmount 🌸 2 Invergordon 🌸 647-702-8800 🌸 Please visit for a great erotic massage
  11. Jenny’s Spa:
    🎉🍒JENNY’S SPA🎉🍒 ✅5170 DUNDAS STREET WEST✅ 👌ETOBICOKE ONTARIO M9A 1C4👌 ☎️( 647-893-5196)☎️Call or Text ☎️( 437-888-3759)☎️Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY 🔥✅GRAND OPENING💯NEW GIRLS EVERYDAY🔥EXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNY’S SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS🔥💯😘🔥❤️👌 🔥TWO BEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAY🔥 💯REAL PICTURES OF ATTENDANTS💯 🔥💋Limited Time Special Promotion🔥💋 ✅💦30 Minutes Nude Massage w
  12. Lily Spa:
    ❤️ KAJAL, ELENA and SUSU are here today for your massage needs ❤️ Lily Spa ❤️ 2190 McNicoll ❤️ Scarborough ❤️ M1V 5M2 ❤️ (647) 531-8288 ❤️
  13. SugarLoveSpa:
    hi today have Susan, Ella, Tifany, Lisa come baby all young beautiful girls
  14. Moneylee:
    All season wellness center : New Young girl big boobs beautiful face deep massage Zoe ,young girl pretty face nice figure Thai deep massage Helen,Young girl big breasted beautiful buttocks charming temperament summer ,Young girl Big breasted saucy naughty Ella , Enchanting sexy petite deep massage Sherry ,address: #5-30 Rambler dr Brampton ,Ontario L6W 1E2☎️4376655510 🦵🦵👅👅🈵🈵👄👄
  15. Annie Spa:
    🎉🍒ANNIE SPA🎉🍒 ✅7-1001 SANDHURST CIRCLE✅ 👌SCARBOROUGH ON M1V 1Z6👌 ☎️ (647) 891-9688☎️ ☎️ (416) 291-8879☎️ (FINCH & MCCOWAN) OPEN 9:30am to 9pm MONDAY to SUNDAY 🔥✅NEW MANAGEMENT💯NEW GIRLS🔥🔥 🔥GORGEOUS NEW YOUNG ASIAN GIRLS - TODAY’s ROSTER INCLUDES: 🔥 Feifei😘Our new Taiwanese beauty Feifei specializes in creating an intimate and deeply relaxing massage experience tailored to your desires. Her soft, skilled hands glide effortlessly, easing tension and awakening your senses with
  16. Moneylee:
    Full season wellness center: Young girl Big-breasted big big butts Aris , Young girl big breasted beautiful buttocks charming temperament big boobs Rose,Young girl big breasted beautiful buttocks charming temperament big boobs Julia ,Young beautiful face sexy body and good deep massage maggie,Enchanting sexy petite deep massage Mary. 🏠 2560 Shepard ave Mississauga unit 1 ☎️ 4379857899 🦵🦵👅👅👄👄🈵🈵
  17. Golden Sunshine Spa:
    ✨Click on our Username and FOLLOW US for updates and special services ! ✅ Click Here Today🌸Akame🌸Christina🌸Camila🌸Lynda🌸Antonela Call us ☎ 905 - 265 - 2158☎️ Your ultimate service awaits! ✨
  18. bnwellness_wilson:
    We have 4 masseuse are working today. Vicky,Mia,Ella and Lina are providing deep tissue massage, pls call 4163985777 book appointment and walk in always welcome, back entrance and parking available. 350 Wilson Ave North York
  19. AliceSpa:
    WEDNESDAY at 𝗔𝗟𝗜𝗖𝗘 𝗦𝗣𝗔 416-298-0898, 4915 Steeles Ave. E, Scarborough 3 very nice girls here today. Open 10am to 9pm: AMY (12pm – 9pm) is a young, petite short & slim Taiwanese, former dance instructor, firm natural B Cups, pretty face, firm natural titis, super play good, bbbj, cim, rim, dfk, all services. APPLE: from Hong Kong, very small body, 5' 100Lbs, petite with natural C Cups
  20. HollywoodSpa:
    Wednesday at 🎭𝗛𝗢𝗟𝗟𝗬𝗪𝗢𝗢𝗗 𝗦𝗣𝗔🎭, 4578 Yonge St, Unit 100, North York, ON: NICOLE & SISI. ☎𝟰𝟭𝟲-𝟮𝟮𝟮-𝟱𝟱𝟱𝟰☎ NICOLE is petite, slim and very pretty, with C Cups , long hair & a slim waist. She has nice massage and great services. SISI is a sweet slim beauty, 5’2”, with a beauty ass, excellent massage, and amazing services. Come and see why she is so popular. When you visit 🎭Hollywood
  21. ForeverWarden:
    Wednesday at 🫦❤️🔴🟥♾️𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐♾️🟥🔴❤️🫦2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳: Bella, Cindy & Sasa. Bella is around 5’3” with a thin to medium build, C Cups, and a pleasing personality. She can offer dfk, bbbj and cfs as well as a good massage experience. Cindy is a slim beauty, 5’4”, natural C Cups. Her massage is nice, her services will drive you wild & her finish is a dream
  22. HolidaySpa:
    Wednesday at 🌴😎🌅𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪🌅😎🌴3517 Kennedy Rd, Unit 4, Scarborough ☎️𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵☎️: EMILY, KIKI & CINDY. EMILY is a VERY tiny petite SPINNER superstar of the highest quality. Emily has a pretty face, natural A Cups, slim waist, and a lovely spinner bottom, topped off with the very best of services. Kiki is very attractive, young, about 5’4” and 110 Lbs., slim with a banging body.
  23. SugarLoveSpa:
    Wednesday at ❤️💙 💜⎝𝗦𝗨𝗚𝗔𝗥 𝗟𝗢𝗩𝗘 𝗦𝗣𝗔⎠💖💗💘: ELLA, LISA, SUSAN & TIFFANY. 1270 Finch Ave W (at Keele St), Unit 18. North York, ON ☎ 𝟰𝟯𝟳-𝟯𝟲𝟱-𝟮𝟲𝟴𝟴 ☎ ELLA is a lovely Thai sweetheart, 5’1” with C Cups, smooth skin and a very pleasing attitude. LISA is a cute & petite Thai/Chinese mixed beauty with decent massage skills and liberal services.
  24. luckywellness:
    Lucky Wellness Center 4379721888 295 Eglinton Ave E,Unit 7,Mississauga Niko and Kiki work
  25. Lulu1980:
    Phoenix Blossom Spa 🌹🌹🌹2 girls 🔥🔥🔥5124 Dundas St W Etobicoke☎️416-817-3366👍 New Japanese girl Nina ❤️ Natural Big Boobs 38 DD 😘Pink Mini Nipples Hot body slide, super enjoyable😘😘😘😘 very provocative service😘😘😘, professional super Luna deep tissue massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise😍😍😍😍❤️You are welcome to make an appointment at any time or walk in the back
  26. Lulu_Villa_Spa:
    Barbie Petite Korea Part time School girl Cici Cute Skinny Vietnamese Girl Natalie she is CBC/filipina mixed Petite girl Judy is a gorgeous model type Vietnamese Girl ☎️647- 446-0886
  27. DareDevil:
    ARIA WELLNESS ADDRESS: 360 HWY 7, UNIT #6, RICHMOND HILL,647-222-5683/905.886.9993 (PHONES CALL ONLY, NO TEXT'N AVAILABLE) ♥️TODAY'S Schedule!♥️ Loaded lineup with Young Beautiful Girls : Young Lovely Lori, New Girl Chloe, Magical Mia and Work out🏋🚴💪 Babe Amy! BUY 10 HOURS (GET 11 HOURS) **TODAY'S PICK OF THE DAY IS CHLOE**
  28. EMSpa_schedule:
    Tomorrow's sneak peek: On Wednesday April 2, 2025, our attendants will be Sandy 😍, Opal 🤩, Cici 🤗, Yoyo 🍑 and Carla 💋. Call us at (905) 479-6668 to book!
  29. BlueXado Therapy & Spa:
  30. Golden Flower Spa:
  31. Pink Flower Spa:
  32. New spring spa@:
    ❤️❤️❤️sexy hot Germany🌸Korean 🌸 Japanese girl working at💓💓 Nu spring spa ☎️416-669-8508❤️❤️❤️
  33. DareDevil:
    ARIA WELLNESS ADDRESS: 360 HWY 7, UNIT #6, RICHMOND HILL,647-222-5683/905.886.9993 (PHONES CALL ONLY, NO TEXT'N AVAILABLE) ♥️TODAY'S Schedule!♥️ Loaded lineup with Young Beautiful Girls : Young Lovely Lori, Baby Selena, Elegant Ella, Magical Mia and Work out🏋🚴💪 Babe Amy! BUY 10 HOURS (GET 11 HOURS) **TODAY'S PICK OF THE DAY IS ELLEGANT ELLA OR BABY SELENA**
  34. Lulu1980:
    Phoenix Blossom Spa 🌹🌹🌹3 girls 🔥🔥🔥5124 Dundas St W Etobicoke☎️416-817-3366👍 New girl New girl Maggie 😘😘😘😘sexy body, round buttocks, charming breasts, small nipples (customer feedback) 😘super body slide, very provocative service😘😘😘, professional super Luna deep tissue massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise😍😍😍😍❤️ You are welcome to make an appointment at an
  35. Golden Sunshine Spa:
    ✨Click on our Username and FOLLOW US for updates and special services ! ✅ Click Here Today🌸Susan🌸Cassy🌸Luna🌸Lynda🌸Lily Call us ☎ 905 - 265 - 2158☎️ Your ultimate service awaits! ✨
  36. Jenny’s Spa:
    🎉🍒JENNY’S SPA🎉🍒 ✅5170 DUNDAS STREET WEST✅ 👌ETOBICOKE ONTARIO M9A 1C4👌 ☎️( 647-893-5196)☎️Call or Text ☎️( 437-888-3759)☎️Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY 🔥✅GRAND OPENING💯NEW GIRLS EVERYDAY🔥EXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNY’S SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS🔥💯😘🔥❤️👌 🔥BEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAY🔥 💯REAL PICTURES OF ATTENDANTS💯 🔥TODAY’s ROSTER INCLUDES: Tina😘- A sexy new petite girl from Singapore w
  37. wonderspa:
    . 🌺🌺Wonder spa,(9421Jane st unit127)call416-5000-800☎️best massage in vaughan,Tuesday RMT available, Today's special recommendation 💄sexy very young girl Mimi,natural c cup,very good looking nice body slide,really popular 😻 🍎long hair Lucy Q smile,very good strong to relax oil massage, Relieve pain and remove stress,more experience .must try🌹💋give you amazing time🔥
  38. Annie Spa:
    🎉🍒ANNIE SPA🎉🍒 ✅7-1001 SANDHURST CIRCLE✅ 👌SCARBOROUGH ON M1V 1Z6👌 ☎️ (647) 891-9688☎️ ☎️ (416) 291-8879☎️ (FINCH & MCCOWAN) OPEN 9:30am to 9pm MONDAY to SUNDAY 🔥✅NEW MANAGEMENT💯NEW GIRLS🔥🔥 🔥GORGEOUS NEW YOUNG ASIAN GIRLS - TODAY’s ROSTER INCLUDES: 🔥 Molly🔥😘Our new quick witted and funny girl Molly is here to entertain you not only with her sensual massage skills but also with her sense of humour and her happy go lucky friendly attitude. Molly, a fair skinned mixed race beauty h
  39. Soul Relax Spa:
    ✨ Looking for a relaxing escape? ✅ Click Here Meet🌸Nina🌸Anna🌸AmberCall us today for the best treatment and service experience. Click on our Username and FOLLOW US for updates ! Call now ☎ 289 - 298 - 5662☎️ Your ultimate relaxation awaits! ✨
  40. SugarLoveSpa:
    Tuesday at ❤️💙 💜⎝𝗦𝗨𝗚𝗔𝗥 𝗟𝗢𝗩𝗘 𝗦𝗣𝗔⎠💖💗💘: JENNY, MIMI, & TIFFANY. 1270 Finch Ave W (at Keele St), Unit 18. North York. JENNY is a sweet & young Korean girl with C Cups. Very versatile services. MIMI is a slim & busty Asian/Euro mix beauty, 50Kgs & 1M60. Mimi has a very versatile range of services. TIFFANY is an amazing slim petite doll with natural 34C melons, slim waist
  41. SugarLoveSpa:
    hi Sugar Love Spa today have 👙Mimi, 👙Jenny, 👙Tifany come to enjoy perfect time Sugar Love spa☎️☎️ (437) 365-2688📲☎️
  42. HolidaySpa:
    Tuesday at 🌴😎🌅𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪🌅😎🌴3517 Kennedy Rd, Unit 4, Scarborough ☎️𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵☎️: EMMA, YOYO & CINDY. EMMA is a very beautiful slim Chinese honey with C Cups, beauty face, & nice services to drive you wild. YOYO is a very beautiful slim Chinese lady, 165Cms & 116 Lbs with natural D Cups & a VERY sexy figure. She provides the best versatile services. YOYO is a hidden GEM, & a total SUPERSTAR!
  43. Moneylee:
    All season wellness center: Young girl big boobs beautiful face deep massage Helen ,Young girl big boobs beautiful face deep massage Tina ,Young girl big breasted beautiful buttocks charming temperament big boobs Cindy ,Student big boobs buttocks Vicky, Enchanting sexy petite deep massage Sherry ,🏠address: #5-30 Rambler dr Brampton ,Ontario L6W 1E2☎️4376655510 🦵🦵👄👄👅👅🈵🈵
  44. Moneylee:
    full season wellness center: NewYoung girl big breasted beautiful buttocks charming temperament Cherry ,Young beautiful face sexy body and good deep massage Selena ,Young girl big boobs beautiful face deep massage Bobo ,Young girl Big breasted saucy naughty Ella,Enchanting sexy petite deep massage Mary. 🏠 2560 Shepard ave Mississauga unit 1 ☎️ 4379857899 🦵🦵👄👄🈵🈵👅👅
  45. HollywoodSpa:
    Tuesday at 🎭𝗛𝗢𝗟𝗟𝗬𝗪𝗢𝗢𝗗 𝗦𝗣𝗔🎭, 4578 Yonge St, Unit 100, North York, ON: COCO & SISI. ☎416-222-5554☎ COCO is an attractive attendant with nice massage skills & good services. SISI is a sweet slim beauty, 5’2”, with a beauty ass, excellent massage, and amazing services. Come and see why she is so popular. When you visit 🎭Hollywood Spa🎭, you will be treated with tender care
  46. Endless Joy Spa:
    ✨✨✨✨✨[GRAND OPENING]✨✨✨✨✨ 💞Endless Joy Spa💞 🎇 (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-8565🎇10am-2am, New First Day, Young Cute Chinese Jesse, Slim Petite Chinese Vivi & Young Slim Sexy Chinese Faye
  47. bnwellness_wilson:
    We have 4 young girls are working today.Young pretty Vicky 25’s with curve body good massage and young sweet Mia 25’s good massage, young cute Sophia 27’s slime and nice GFE Lina and young student Taiwanese Victoria 25’s slime open mind are providing deep tissue and sensual massage,pls call 416-3985777 book appointment and walk in always welcome, back entrance and parking available. 350 Wilson Ave North York
  48. ForeverWarden:
    Tuesday at 🫦❤️🔴🟥♾️𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐♾️🟥🔴❤️🫦2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳: Cindy, Tracy & Vivian. Cindy is a slim beauty, 5’4”, natural C Cups. Her massage is nice, her services will drive you wild & her finish is a dream come true. Tracy is an incredibly cute & pretty Japanese/Taiwanese mixed spinner, about 5’1” and 100 lbs. She is very popular for her exotic massage & services.
  49. Red Rose Spa:
    🌸 We have 13 hot brown girls today 🌸 MONICA, ASHA, SARIKA, AMMU, MONIKA, ANGEL, AMANDA, PREETI, ANGELINA, NISHA, DIYA, SALMA 🌸 2588 Birchmount 🌸 2 Invergordon 🌸 647-702-8800 🌸 Please visit for a great erotic massage
  50. luckywellness:
    Lucky Wellness Center 4379721888 295 Eglinton Ave E,Unit 7,Mississauga Bella and Kiki work

Similar threads

Back
Top