Covid. Time to stop the bleeding before it’s too late.

First, the pensions of public servants are including when you calculate your total compensation. Second, the employees contribute, and it's not cheap. For most employees it ranges from 8% to 14% of their gross salary.

I agree that it sucks that few private employees receive pensions anymore. It's not that we should eliminate public sector pensions, it's that we need to mandate private sector pensions. Personally, I'd expand the CPP. It's objectively the best run pension fund in the world, posting amazing performance and when you consider that for the participants it's literally a risk-free investment, if I could have invested extra into it, I would. Crunch the numbers and there's no way an individual could come close to replicating the CPP in their own portfolio without taking on some pretty significant risk. And please don't bother saying that CPP is broke, because it's not, and it's a top performing pension fund. If Alberta withdraws from the CPP to create an APP inside AIMCO, they're the biggest morons that ever lived. AIMCO are amateur cowboys compared to the CPP managers, and based on recent events, I'm sure they'd flush a lot of the money away on failed derivative security strategies that are attempts to shore up results because they rarely exceed benchmarks.

Another reason to expand CPP is that employer based pensions are subject to abuse. Sears, anyone? We need to ensure that people can't lose the pension they invested in, and a large scale universal government run one does exactly that.

And yes, if the public sector is so golden and amazing, people are free to pursue careers there. Keep in mind that pretty any job with good job security, competitive pay and benefits and so on is usually in a professional capacity, so you'll need at least a degree (maybe several) and some form of designation. Envious of what a nurse earns? Well, nursing is a very difficult program to gain entry to, hard work to complete, and then the job itself is anything but easy.
 
First, the pensions of public servants are including when you calculate your total compensation. Second, the employees contribute, and it's not cheap. For most employees it ranges from 8% to 14% of their gross salary.

I agree that it sucks that few private employees receive pensions anymore. It's not that we should eliminate public sector pensions, it's that we need to mandate private sector pensions. Personally, I'd expand the CPP. It's objectively the best run pension fund in the world, posting amazing performance and when you consider that for the participants it's literally a risk-free investment, if I could have invested extra into it, I would. Crunch the numbers and there's no way an individual could come close to replicating the CPP in their own portfolio without taking on some pretty significant risk. And please don't bother saying that CPP is broke, because it's not, and it's a top performing pension fund. If Alberta withdraws from the CPP to create an APP inside AIMCO, they're the biggest morons that ever lived. AIMCO are amateur cowboys compared to the CPP managers, and based on recent events, I'm sure they'd flush a lot of the money away on failed derivative security strategies that are attempts to shore up results because they rarely exceed benchmarks.

Another reason to expand CPP is that employer based pensions are subject to abuse. Sears, anyone? We need to ensure that people can't lose the pension they invested in, and a large scale universal government run one does exactly that.

And yes, if the public sector is so golden and amazing, people are free to pursue careers there. Keep in mind that pretty any job with good job security, competitive pay and benefits and so on is usually in a professional capacity, so you'll need at least a degree (maybe several) and some form of designation. Envious of what a nurse earns? Well, nursing is a very difficult program to gain entry to, hard work to complete, and then the job itself is anything but easy.
FracMaster too stole the employees pensions when the German owner decided to bankrupt the company. He at the time owned the most expensive house in Calgary
 
I agree that it sucks that few private employees receive pensions anymore. It's not that we should eliminate public sector pensions, it's that we need to mandate private sector pensions.
Good point Bill. Anyone who does not have their TFSA maxed out has no right bitchng about pension plans anyway, in my view. That is the best thing going. With pensions and RRSPs the money you make is taxed. With a TFSA, if you grow $6k into $60k that is $54k you made TAX FREE.

Oh, I know, people will bitch about not being able to put in $500 per month. SO...Put in whatever you can. The only difference between a pension plan and a TFSA is the choice you have each payday. We even upped it to $11k per year that you could contribute but the jealous children complained that it only helped the rich so liberals dropped it back down. No, it helped the people who were disciplined enough to save and the ones who did not feel the need to upgrade all their toys just because the newest model was out now (despite the old one still working perfectly well).

It comes down to choices. If you spend all your money now, don't begrudge the people more income later because they had the discipline to save earlier.
 
Last edited:
Personally, I'd expand the CPP. It's objectively the best run pension fund in the world, posting amazing performance and when you consider that for the participants it's literally a risk-free investment, if I could have invested extra into it, I would. Crunch the numbers and there's no way an individual could come close to replicating the CPP in their own portfolio without taking on some pretty significant risk. And please don't bother saying that CPP is broke, because it's not, and it's a top performing pension fund.
Another reason to expand CPP is that employer based pensions are subject to abuse. Sears, anyone? We need to ensure that people can't lose the pension they invested in, and a large scale universal government run one does exactly that.

I could not agree more. I am amazed at the returns the CPP achieves and like you I have often said that I would contribute more to it if I could to icrease my eventual pension payout. Unfortunately most Canadians have little understanding of the CPP, it drives me crazy when friends or relatives complain about the amount they will recieve monthly and demand the government increase it. I aways explain that while it might be administered by an arm of the government it is a individual contribution based program, not a taxpayer funded one so what you get out at the end is based on what you put in. That usually elicits a response such as "then why doesn't the government just put more in". Having said that, thank Christ it exists as too many individuals would have nothing in their senior years.
 
I could not agree more. I am amazed at the returns the CPP achieves and like you I have often said that I would contribute more to it if I could to icrease my eventual pension payout. Unfortunately most Canadians have little understanding of the CPP, it drives me crazy when friends or relatives complain about the amount they will recieve monthly and demand the government increase it. I aways explain that while it might be administered by an arm of the government it is a individual contribution based program, not a taxpayer funded one so what you get out at the end is based on what you put in. That usually elicits a response such as "then why doesn't the government just put more in". Having said that, thank Christ it exists as too many individuals would have nothing in their senior years.
Don’t forget all the people that don’t live to become seniors. The Cpp just keeps that money
 
Nope, the CPP does indeed have a survivour pension. It's complicated and the amount depends on your age, the age of your beneficiary, and other factors like are they a spouse or child.

People get angry that the CPP pension is reduced for survivours, but the reality is that almost all defined benefit plans have reductions for that case. With most public service pensions, if you opt for a pension amount that your spouse will receive should you die, then the overall amount from day one is reduced. This is because actuarial calculations now have to account for two people. Pensions weren't designed to pay out to your heirs for all of eternity.

CPP also has a one time payout to an estate of about $2300 on top of survivour benefits.

Something else a lot of people don't realize about public sector pensions is that many of them are reduced by the amount of the CPP. As an example, the teacher's pension is calculated at different rates for income that is under the CPP threshold vs income over it. The idea is that you are building one pension that is a combination of both plans. Are public service pensions "rich?" Not really. In 2018 the average teacher's pension was just under $33K. Since when is $33K a year "golden" or "rich?" If you were able to max your CPP, then your total pension would be about $52K. That's not a lot of dough in 2020, and most teachers don't get max CPP. Most public sector pensions are around the same. There ARE some politicians out there that have ridiculous pensions! Don't lump the rest of the public sector in with them.

Also with respect to CPP, ignore the emails and posts about how you as an investor could have easily beat the CPP had you had the money yourself. Those calculations are based on using the current year's contribution level. Go back to the 1960s and max contributions were under $200/yr. Not the $4700 it is now (including both portions)

There's a ton of misinformation out there about pensions because it's easy to spread because few people really take the time to learn about the pension they pay into each and every pay-cheque.

What is real is that no employer can dodge contributing to the CPP and no employer can steal the CPP from you. I used to be an advocate for mandated private sector pensions but now as employees have them stolen away and given to executives as bonuses, I've revered my thinking and believe a more robust CPP is the way to go.
 
People get angry that the CPP pension is reduced for survivours, but the reality is that almost all defined benefit plans have reductions for that case.
Also, in many cases, the survivor did not contribute to CPP.
 
Don’t forget all the people that don’t live to become seniors. The Cpp just keeps that money
The CPP allows for a survivor benefit and also a one time payout of up to $2500 .
Most private pensions provide a number of options upon initially receiving them that determine what happens at the time of an individuals death. Monthly payout amounts are calculated based on the option chosen,
more money no survivor benefit versus less money and survivor benefit.

The fact is no one is saying that the CPP is the perfect solution, but it is a reasonable one for those without a private pension or who are unable or unwilling to save for retirement.
 
" Time to stop the bleeding before it's too late" It's rather unnerving to watch the protests in the USA, knowing that COVID 19 loves crowded places, when zero distancing is being practiced. Pretty sure we won't have to wait till "fall" to see how the second wave of this virus is going to be played out! With the phased openings being carefully managed in most places, it seemed we were on the path to "stop the bleeding". Now? Anyone's guess.
 
Shoutbox
  1. EMSpa_schedule:
    Here's a sneak peek of the schedule: For Monday November 25, 2024, our attendants will be Mia 😘, Sandy 🤩, Vicky 🥰, Ivy ❤️ and guest attendant Jessy 🔥 A young sweet girl Jessy is joining us tomorrow! Call 905-479-6668 to book!
  2. Shangri-la Spa:
    💆‍♀💖Funday Sunday 💜💖 Ultimate destination for Asian massages🎉 Two fab spots: SL Richmond Hill & SL West Oakville✨ Your passport to paradise with 9 enchanting girls fr China, HK, Japan & Korea — Tina, Eva, 34D Tear Drop Suki, Cici, Sophia, JPN Yui, Coco, Tiffany & 36D Julie— 🎁🍁 Ring us 📞647-695-6354 or text us 📱647-578-8169✨ 160 East Beaver Cr., Unit 12, RichmondHill 💰Where Eastern charm meets Western comfort - your bliss awaits🙌
  3. Lulu1980:
    Phoenix Blossom Spa 🌹🌹🌹3 girls 🔥🔥🔥5124 Dundas St W Etobicoke☎️416-817-3366👍 New girl yuki big boobs 😘😘😘😘Hot and sexy body, super body slide, very provocative service😘😘😘, professional super Luna deep tissue massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise😍😍😍😍❤️You are welcome to make an appointment at any time or walk in the back door with plenty of parking spaces
  4. AliceSpa:
    SUNDAY at 𝗔𝗟𝗜𝗖𝗘 𝗦𝗣𝗔, 4915 Steeles Ave. E, Scarborough 𝟰𝟭𝟲-𝟮𝟵𝟴-𝟬𝟴𝟵𝟴:[/color] 3 Amazingly Hot Top Girls Today at Alice Spa: *New today, NANCY: is a young, petite & busty JAPANESE cutie. Nancy is short with a small body, pretty babyface, AV Star type. QIQI (part-time student. 11:30am – 9:00pm): Unimaginable beauty, young busty student from Korea, half white, internet celebrity, very beautiful face, natural D
  5. Soul Relax Spa:
    ✨ Looking for a relaxing escape? ✅ Meet🌸Rebecca🌸Jazmin🌸CassyCall us today for the best treatment and service experience. Click on our Username and FOLLOW US for updates ! Call now ☎ 289 - 298 - 5662☎️ Your ultimate relaxation awaits! ✨
  6. Sparkling Spa:
    ⚡🌟SPARKLING SPA⚡🌟 ✅50 Lockridge Ave Unit 8✅ 👌Markham, ON L3R 8X4👌 ☎️ (905) 604-8186 Spa Land Line☎️ ☎️ (437) 446-6688 NEW Spa Cell Phone☎️ (West of Warden & 16th Ave) OPEN 10am to 9pm MONDAY to SUNDAY 🔥✅NEW MANAGEMENT💯NEW GIRLS🔥SUPERSTAR SERVICE QUEENS AVAILABLE AT SPARKLING SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS🔥💯😘🔥❤️👌 🔥SEXY NEW YOUNG GIRLS ALWAYS WORKING - Today’s Schedule is…🔥 Emily🔥A sweet shy Korean executive secretary with a passion for pleasing. Excellen
  7. wonderspa:
    wonderspa: 🌺🌺Open Sunday Wonder spa(9421Jane st unit127)☎️416-5000-800💄.very big boost Sunny and Thin and cute new girl Vivian working today,Sunny is sexy girl ,she can provide very good massage with sensual touch, nice body slide,💄Vivian can provide deep tissue massage,very friendly ,she got a lot experience, nice beautiful face, very popular,weekend Welcome to relax here🍷🍷🥰🥰
  8. Fish001:
    I'll likely buy your dirty panties. Text Only: (647) 477-0954
  9. Endless Joy Spa:
    ✨✨✨✨✨[GRAND OPENING]✨✨✨✨✨ 💞Endless Joy Spa💞 🎇 (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-8565🎇10am-2am, New First Day Slim Sexy Chinese Jenny, Slim Petite Chinese Vivi
  10. Moneylee:
    All season wellness center : New Young girl big boobs beautiful face deep massage Shasa,Young girl big breasted beautiful buttocks charming temperament Lala,Young girl big boobs beautiful face deep massage Helen , Young beautiful face sexy body and good deep massage Maggie , Enchanting sexy petite deep massage Sherry,🏠 address: #5-30 Rambler dr Brampton ,Ontario L6W 1E2☎️4376655510 👄👄🦵🦵🈵🈵👅👅
  11. Moneylee:
    Full season wellness center: young girl pretty face nice figure Thai deep massage Anika , Student pretty face nice figure Thai deep massage Michelle,Young girl Big breasted saucy naughty Ella, Taiwan girl DD Boobs Thai deep massage lily,Enchanting sexy petite deep massage Mary. 2560 Shepard ave Mississauga unit 1 .☎️4379857899🦵🦵👄👄🈵🈵👅👅
  12. lotushubspa:
    Hello, dear customers, today Lotus Spa is located at 10737 Yonge St unit13 and provides female masseuses for customers. 👩‍⚕️Taiwan, China and South Korea have Anna.💋Cici💋Jissica💋 to provide customers with first-class service attitude and a large number of beauties👍💋Please contact phone☎️9052375885 or SMS 4163565876💋🤪
  13. Jenny’s Spa:
    🎉🍒JENNY’S SPA🎉🍒 ✅5170 DUNDAS STREET WEST✅ 👌ETOBICOKE ONTARIO M9A 1C4👌 ☎️( 647-893-5196)☎️Call or Text ☎️( 437-888-3759)☎️Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY 🔥✅GRAND OPENING💯NEW GIRLS EVERYDAY🔥EXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNY’S SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS🔥💯😘🔥❤️👌 🔥TWO BEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAY🔥 💯REAL PICTURES OF ATTENDANTS💯 🔥TODAY’s ROSTER INCLUDES: Jenny😘 - An exotic tall and slim Vietn
  14. SugarLoveSpa:
    Sunday at ❤️💙 💜⎝𝗦𝗨𝗚𝗔𝗥 𝗟𝗢𝗩𝗘 𝗦𝗣𝗔⎠💖💗💘: ANA & LUNA. 1270 Finch Ave W (at Keele St), Unit 18. North York, ANA is a young, short and sweet lady, 5’1 & 105 Lbs, very tight, with a small to medium booty. Ana is a versatile honey who provides great massage, & can accommodate your needs. LUNA is a slim, VERY PETITE and capable Vietnamese beauty nice natural 34C Cups. Luna can do everything. Sugar Love Spa
  15. Sunrise Health Centre:
    🫦 Noor is here Today! 📞📲 (647) 325-8086💄 Noor is a medium build Indian lady with nice services💄 We have Hot & Sexy Girls Every Day. 💋 They all do Extra Services & are Very Open-Minded ~ Drop In Anytime 🚶‍♀️🚶➡️ Walk-Ins Are Always Welcome! Unit 27, 10 East Wilmot Street, Richmond Hill
  16. Sunrise Spa:
    😘 We have a wonderful Asian spa in downtown Toronto 😘 302 Adelaide St W, 2nd Floor 😘 Today is Tina, Caribbean Sophie and Kitty 😘 416-916-7276
  17. Lulu1980:
    Phoenix Blossom Spa 🌹🌹🌹3 girls 🔥🔥🔥5124 Dundas St W Etobicoke☎️416-817-3366👍 New girl yuki big boobs 😘😘😘😘Hot and sexy body, super body slide, very provocative service😘😘😘, professional super Luna deep tissue massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise😍😍😍😍❤️You are welcome to make an appointment at any time or walk in the back door with plenty of parking spacesh
  18. ForeverWarden:
    Sunday at 🫦❤️🔴🟥♾️𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐♾️🟥🔴❤️🫦2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳: Anida, Sophia & Cindy. Anida is a slim Asian babe with a small waist and great bum. Anida has excellent massage, oral and other skills. Sophia is a sweet & pretty Chinese lady with natural B Cups and an awe-inspiring smooth rounded ass. Sophia can provide top notch bbbj, cfs, and remains famous
  19. AmoreSpaEtobicoke:
    AMORE SPA 127 Westmore Drive, Unit 106C Etobicoke, ON M9V 3Y6 ☎ 437-688-2407 ☎ Sunday at AMORE SPA: CHERRY & MIA. CHERRY is a proven superstar, Slim Asian with a pretty face, all natural A or B Cups, long nipples, slim waist & small round bum. Her services are legendary. MIA is a young 27 JAPANESE girl, curvy, good massage bbj cim, nice and open minded.
  20. ASPA:
    𝗦𝗨𝗡𝗗𝗔𝗬 𝗔𝗧 𝗔 𝗦𝗣𝗔: EMMA and Best Massage RACHEL.[/color] 🅰️𝐀 𝐒𝐏𝐀🅰️, 28 South Unionville Ave, Unit 5, Markham. 🅰️𝗖𝗮𝗹𝗹 𝟲𝟰𝟳-𝟳𝟮𝟵-𝟲𝟲𝟬𝟲 𝗼𝗿 𝘁𝗲𝘅𝘁 𝟲𝟰𝟳-𝟴𝟯𝟵-𝟱𝟵𝟲𝟲🅰️ EMMA is 1.64Cm. and weighs 52Kg. Emma is sweet and elegant, has very good communication & massage, and her services will make your visit enjoyable. RACHEL is slim and attractive
  21. HolidaySpa:
    Sunday at 🌴😎🌅𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪🌅😎🌴3517 Kennedy Rd, Unit 4, Scarborough ☎️𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵☎️Amy & Suki. AMY is an attractive young lady with larger breasts and a nice bottom. She has outstanding oral skills, and is very popular. Don’t miss out on her special skills SUKI is a sexy lady, short with big boobs, medium massage & nice services. 🌴😎🌅HOLIDAY SPA🌅😎🌴 3517 Kennedy Rd, Unit 4
  22. See You Health Center:
    Lin Very Young, Petite
Vietnamese Student
With Spicy Slim Body
5’ 1”, 100 lbs Blonde Hair
Great BBJ, CIM Sami Gorgeous Model Type CBC Vietnamese School Girl She is 5’ 2” tall, 98 Lbs With D Cup Melons Great Fashion Style Cici Cute Skinny Sexy Vietnamese Girl ☎️416-988-2950
  23. Lulu_Villa_Spa:
    Bella She is Mexican Gorgeous face Natalie she is CBC/filipina mixed Petite school girl
GFE, BBbj, DFK in her menu. Judy is a gorgeous model type Vietnamese Girl ☎️647- 446-0886
  24. New Oriental Health Centre:
    🫦 Nayla & New Girl Kelly are in today 📞Call 📲 Text: (647) 381-2688 🍑 Nayla is a Tall, Young, Beautiful & Curvy Spanish Girl. 💄Kelly is a Young Sexy Taiwanese girl. 💋 All Our Girls Provide Lots of E X T R A S & are Extremely Open-Minded 🤗We're Open from 8am til Late Everyday! Drop in to Unit 26, 10 East Wilmot Street, Richmond Hill.
  25. bnwellness_wilson:
    We have 4 young beautiful girls are working today, young pretty Lily 25’s with curvie body and young slime sweet Summer 30’s, cute GFE Ella and sexy Coco providing deep tissue and sensual massage, pls call 416-3985777 book appointment and walk in always welcome, back entrance and parking available, 350 Wilson Ave North York
  26. Annie Spa:
    🎉🍒ANNIE SPA🎉🍒 ✅7-1001 SANDHURST CIRCLE✅ 👌SCARBOROUGH ON M1V 1Z6👌 ☎️ (647) 891-9688☎️ ☎️ (416) 291-8879☎️ (FINCH & MCCOWAN) OPEN 9:30am to 9pm MONDAY to SUNDAY 🔥✅NEW MANAGEMENT💯NEW GIRLS🔥🔥 🔥GORGEOUS NEW YOUNG ASIAN GIRLS - TODAY’s ROSTER INCLUDES: 🔥 Helen🥰Brand new very young university student from Hong Kong. Great massage skills with a wild flirtatious side willing to tease and please to bring you to satisfaction. Perky natural 34C breasts perfect for kissing and body slide
  27. EMSpa_schedule:
    Tomorrow's sneak peek : For Sunday November 24, 2024, our attendants will be Ada 😘, Cici 🔥, Lucy ❤️, Ivy 🥰 and Christina 🤗 We have a great lineup for tomorrow! Call 905-479-6668 tobook!
  28. SL West:
    💆‍♀💖Funday Sunday 💜💖 Ultimate destination for Asian massages🎉 Two fab spots: SL Richmond Hill & SL West Oakville✨ Your passport to paradise with 9 enchanting girls fr China, HK, Japan & Korea — Tina, Eva, 34D Tear Drop Suki, Cici, Sophia, JPN Yui, Coco, Tiffany & 36D Julie— 🎁🍁 Ring us 📞647-695-6354 or text us 📱647-578-8169✨ 160 East Beaver Cr., Unit 12, RichmondHill 💰Where Eastern charm meets Western comfort - your bliss awaits🙌
  29. Moneylee:
    All season wellness center : New Young girl big breasted beautiful buttocks charming temperament big boobs Doris ,Young girl big boobs beautiful face deep massage Midi ,Young girl big breasted beautiful buttocks charming temperament Lala,Young beautiful face sexy body and good deep massage Maggie, Enchanting sexy petite deep massage Sherry ,🏠 address: #5-30 Rambler dr Brampton ,Ontario L6W 1E2☎️4376655510 👄👄🦵🦵🈵🈵👅👅
  30. Moneylee:
    Full season Wellness center: Young girl big boobs beautiful face deep massage Connie , Student big boobs buttocks Vicky ,Young girl big breasted beautiful buttocks charming temperament big boobs Anjoo , young girl pretty face nice figure Thai deep massage Linda ,Enchanting sexy petite deep massage Mary. 🏠 2560 Shepard ave Mississauga unit 1 ☎️ 4379857899 🦵🦵👄👄🈵🈵👅👅
  31. Golden Sunshine Spa:
    ✨Click on our Username and FOLLOW US for updates and special services ! ✅ Today🌸Rebecca🌸Claire🌸Fran🌸Ely🌸Jazmin Call us ☎ 905 - 265 - 2158☎️ Your ultimate service awaits! ✨
  32. Soul Relax Spa:
    ✨ Looking for a relaxing escape? ✅ Meet🌸Alisa🌸Tina🌸ValentinaCall us today for the best treatment and service experience. Click on our Username and FOLLOW US for updates ! Call now ☎ 289 - 298 - 5662☎️ Your ultimate relaxation awaits! ✨
  33. Lulu1980:
    Phoenix Blossom Spa 🌹🌹🌹3 girls 🔥🔥🔥5124 Dundas St W Etobicoke☎️416-817-3366👍 New girl Ivy big boobs 36DD 😘😘😘😘Hot and sexy body, super body slide, very provocative service😘😘😘, professional super Suki and Luna deep tissue massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise😍😍😍😍❤️You are welcome to make an appointment at any time or walk in the back door with plenty of parking spaces
  34. lotushubspa:
    Dear customers, Lotus Spa is located at 10737 Yonge St unit13. The girl who works today is named Anna💋Tina💋Mia💋. We have massages from Taiwan, China and Korea for you. First-class service. Come and try it quickly👍💋Please contact 9052375885💋 or SMS 4163565876💋
  35. Sunrise Spa:
    😘 We have a wonderful Asian spa in downtown Toronto 😘 302 Adelaide St W, 2nd Floor 😘 Today is Coco, Caribbean Sophie and Kitty 😘 416-916-7276
  36. hiyamickey:
    7 girls working at Reinella wellness, 19 years Japanese girl Hannah, 20 years old Japanese girl Amanda, Angela, Lulu, Sasha, Queenie, Ella @ 6262 hwy7 unit #1 Vaughan ☎️:905-851-4888
  37. Sparkling Spa:
    ⚡🌟SPARKLING SPA⚡🌟 ✅50 Lockridge Ave Unit 8✅ 👌Markham, ON L3R 8X4👌 ☎️ (905) 604-8186 Spa Land Line☎️ ☎️ (437) 446-6688 NEW Spa Cell Phone☎️ (West of Warden & 16th Ave) OPEN 10am to 9pm MONDAY to SUNDAY 🔥✅NEW MANAGEMENT💯NEW GIRLS🔥SUPERSTAR SERVICE QUEENS AVAILABLE AT SPARKLING SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS🔥💯😘🔥❤️👌 🔥SEXY NEW YOUNG GIRLS ALWAYS WORKING - Today’s Schedule is…🔥 Foxy -🔥Your new addiction at Sparkling Spa! A tall 5’7” sexy Korean girl with a wi
  38. Lily Spa:
    ❤️ KAJAL, ELENA, CINDY and KK are here today for your massage needs ❤️ Lily Spa ❤️ 2190 McNicoll ❤️ Scarborough ❤️ M1V 5M2 ❤️ (647) 531-8288 ❤️
  39. #203MoMo&Beauty:
    MoonMoon spa/416 887 8801/8131Yonge st #203 Turkish Persian girl and Asian girl today
  40. AliceSpa:
    SATURDAY at 𝗔𝗟𝗜𝗖𝗘 𝗦𝗣𝗔, 4915 Steeles Ave. E, Scarborough 𝟰𝟭𝟲-𝟮𝟵𝟴-𝟬𝟴𝟵𝟴. 4915 Steeles Ave. E, Scarborough 416-298-0898 [/color] 3 Top Girls Today at Alice Spa: *New today, NANCY: is a young, petite & busty JAPANESE cutie. Nancy is short with a small body, pretty babyface, AV Star type. MAGGIE (10am-9pm) (1pm-9pm) is young pretty & petite. Short & super slim, busty HK student, great massage
  41. AmoreSpaEtobicoke:
    AMORE SPA 127 Westmore Drive, Unit 106C Etobicoke, ON M9V 3Y6 ☎ 437-688-2407 ☎ Saturday at AMORE SPA: CHERRY & MIA. CHERRY is a proven superstar, Slim Asian with a pretty face, all natural A or B Cups, long nipples, slim waist & small round bum. Her services are legendary. MIA is a young 27 JAPANESE girl, curvy, good massage bbj cim, nice and open minded.
  42. ASPA:
    SATURDAY at 𝐀 𝐒𝐏𝐀: Jenny, Rachel & Tracy. 🅰️𝐀 𝐒𝐏𝐀🅰️, 28 South Unionville Ave, Unit 5, Markham. 🅰️𝗖𝗮𝗹𝗹 𝟲𝟰𝟳-𝟳𝟮𝟵-𝟲𝟲𝟬𝟲 𝗼𝗿 𝘁𝗲𝘅𝘁 𝟲𝟰𝟳-𝟴𝟯𝟵-𝟱𝟵𝟲𝟲🅰️ JENNY is a sexy Asian honey, about 165 Cms., slim to medium build, beautiful natural 36C’s, long sexy legs & big hips, good massage & excellent services. Jenny has sexy smooth skin and a very good personality.
  43. Jenny’s Spa:
    🎉🍒JENNY’S SPA🎉🍒 ✅5170 DUNDAS STREET WEST✅ 👌ETOBICOKE ONTARIO M9A 1C4👌 ☎️( 647-893-5196)☎️Call or Text ☎️( 437-888-3759)☎️Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY 🔥✅GRAND OPENING💯NEW GIRLS EVERYDAY🔥EXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNY’S SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS🔥💯😘🔥❤️👌 🔥TWO BEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAY🔥 💯REAL PICTURES OF ATTENDANTS💯 🔥TODAY’s ROSTER INCLUDES: Apple😘 - Brand new girl from Taiwan ju
  44. HolidaySpa:
    Saturday at 🌴😎🌅𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪🌅😎🌴3517 Kennedy Rd, Unit 4, Scarborough ☎️𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵☎️AMY & NANA. AMY is an attractive young lady with larger breasts and a nice bottom. She has outstanding oral skills, and is very popular. Don’t miss out on her special skills Nana is a slim and very sexy Korean lady, very pretty and accommodating. Come and try, you will like. 🌴😎🌅HOLIDAY SPA🌅😎🌴
  45. SugarLoveSpa:
    Saturday at ❤️💙 💜⎝𝗦𝗨𝗚𝗔𝗥 𝗟𝗢𝗩𝗘 𝗦𝗣𝗔⎠💖💗💘: LUNA, SARA & TIFFANY. 1270 Finch Ave W (at Keele St), Unit 18. North York, ON ☎ 𝟰𝟯𝟳-𝟯𝟲𝟱-𝟮𝟲𝟴𝟴 ☎ LUNA is a slim, VERY PETITE and capable Vietnamese beauty nice natural 34C Cups. Luna can do everything. SARA is a beautiful Thai lady with C Cups, 160 Cms and 50 Kgs, with a full set of services to delight you. TIFFANY is amazing slim petite
  46. Sunrise Health Centre:
    🫦 Sasa is here Today! 📞📲 (647) 325-8086 🫦 Sasa is Young Pretty Chinese Girl 💄 We have Hot & Sexy Girls Every Day. 💋 They all do Extra Services & are Very Open-Minded 🚶‍♀️🚶➡️ Walk-Ins Are Always Welcome! Unit 27, 10 East Wilmot Street, Richmond Hill
  47. New Oriental Health Centre:
    🫦 Yoyo & Nayla are in today 📞Call 📲 Text: (647) 381-2688 💄Yoyo is a Very HOT n' Sexy Asian. 🍑 Nayla is a Tall, Young, Beautiful & Curvy Spanish Girl. 💋 All Our Girls Provide Lots of E X T R A S & are Extremely Open-Minded 🤗 We're Open from 8am til Late Everyday! Drop in to Unit 26, 10 East Wilmot Street, Richmond Hill.
  48. bnwellness_wilson:
    We have 4 young beautiful girls are working today, young naughty Yoyo 30’s 36DD with big buttocks open mind and small cute EFG Lina , pretty Ella and young sweet slime Sophia 30’s are providing deep tissue and sensual massage, pls call 416-3985777 book appointment and walk in always welcome, back entrance and parking available, 350 Wilson Ave North YorK
  49. Annie Spa:
    🎉🍒ANNIE SPA🎉🍒 ✅7-1001 SANDHURST CIRCLE✅ 👌SCARBOROUGH ON M1V 1Z6👌 ☎️ (647) 891-9688☎️ ☎️ (416) 291-8879☎️ (FINCH & MCCOWAN) OPEN 9:30am to 9pm MONDAY to SUNDAY 🔥✅NEW MANAGEMENT💯NEW GIRLS🔥🔥 🔥GORGEOUS NEW YOUNG ASIAN GIRLS - TODAY’s ROSTER INCLUDES: 🔥 Eva🤗😘Another new addition to the Annie Spa line up!! Eva is a sexy young massage girl from Taiwan ready to showcase her talents. Her touch combines precision and intuition, offering a deeply immersive and soothing experience. E
  50. See You Health Center:
    Suki From Taiwan, sweet girl Sexy tight body amazing C cups with Those incredible nipples Sami Gorgeous Model Type CBC Vietnamese School Girl Judy is a gorgeous model type Vietnamese Girl ☎️416-988-2950
Back
Top