I get what you are saying UNT, but honestly, why should insurance companies even care? If someone has gotten the training, put in the time, done the work to be certified, but chooses to offer extra services, who's business is it other than their own? There is nothing illegal happening as far as I know. The majority of people who go for a massage, don't really need it for medical reasons. It is generally a bit of a sore back or to work out some kinks and to be pampered and relaxed. The vast majority of massages covered by insurance are not medically necessary but they are useful and beneficial for a healthy and happy life. Same could be said about therapy and counselling, useful and beneficial yes but only occasionally, medically necessary, yet still covered by many insurance policies.
Perhaps I shouldn't have posted it, my point was that there is NOTHING wrong with an RMT choosing to offer additional services and it sucks that insurance companies feel that it their duty to discredit a trained RMT. I know, this could open a whole can of worms around a lot of professional services so I will just leave it alone.