Poll How has COVID-19 affected you financially?

Poll: How has COVID-19 Affected you financially?

  • I’m really hurting: lost my job/business income (or partner lost job/ business $) need Cerb help

  • I’m hurting a little bit: got furloughed or hours cut and income is down but expenses down too

  • I’m neutral: just the same as before

  • I’m a little better: income the same but I’ve cut my expenses

  • I’m actually a fair bit better: income same (or up), expenses down, and portfolio is up


Results are only viewable after voting.
A lot of white collar jobs can make $100k pretty easily when you work for medium to large corporations: IT, Project Management, Sales, Engineering,Tax, Accounting and Finance will get you there easily once you become a manager level. Even senior employee levels can hit $80-90k easily plus benefits and often with an annual bonus. But merely having an undergraduate degree is just not enough anymore to get to that level. So, coming out of high school could still have 5-8 years more education depending on what’s path you go. And then you need to continue learning until the day your retire to be relevant and not become obsolete.

But, working in the trades can get that kind of money too if you work hard, do quality work, develop a good reputation, take training and become unionized or a master tradesman..

Sorry, are you saying that breaking 100k right after getting an undergraduate degree isn’t possible anymore? Or are you saying working your way up in a white collar job and only having an undergraduate degree won’t allow someone to break that yearly salary? I probably read it wrong and got confused.
 
Yeah, I get that. It seems most "white collar jobs" cap out around $100k-$150k these days from what I've seen. That's why I'm curious to know which people/jobs are able to exceed that. I've just got an undergrad degree and I'd say I'm doing pretty well compared to the average person. But I've probably peaked in my own career path, and need other options now if I ever wanna break that $150k ceiling.
What industry do you work in? Also what degree did you get? Depending on what field you are in sometimes jumping to different companies helps increase your wages. Especially in Toronto where there isn’t much stopping you from leaving to a competitor.
 
Sorry, are you saying that breaking 100k right after getting an undergraduate degree isn’t possible anymore? Or are you saying working your way up in a white collar job and only having an undergraduate degree won’t allow someone to break that yearly salary? I probably read it wrong and got confused.

if you scan Indeed website of job opportunities you’ll get a sense for what is required. Depending on the field an undergraduate degree will get you $45-60k to start in most cases. In 20 years with inflation then maybe. Working your way up is the path but it’s a competition. If an undergrad is going up against someone with a graduate degree or some sort of professional designation they are at a disadvantage unless their soft skills are superior. While there are not hard and fast rules, companies want the best people and the more education one has the better positioned they are so long as the street smarts and soft skills are there as well.

it’s best to find a mentor to help mold you. Most people are clueless to what it takes to advance up the ladder in business. And many younger people have a sense of entitlement thinking that advancement will naturally come without hard work or effort.
 
Lockheed Martin Corp pays its employees an average of $80,598 a year. Salaries at Lockheed Martin Corp range from an average of $57,281 to $125,945 a year.
Lockheed Martin is the one of the suppliers of weapons to the US military.
 
if you scan Indeed website of job opportunities you’ll get a sense for what is required. Depending on the field an undergraduate degree will get you $45-60k to start in most cases. In 20 years with inflation then maybe. Working your way up is the path but it’s a competition. If an undergrad is going up against someone with a graduate degree or some sort of professional designation they are at a disadvantage unless their soft skills are superior. While there are not hard and fast rules, companies want the best people and the more education one has the better positioned they are so long as the street smarts and soft skills are there as well.

I agree, I was just a little confused on what you said. I was about to say a person could move up but it will be competitive. However it will be competitive regardless.
 
Saw a stock last week open at $11 and shot to $78 within hours. With a 20k investment that's $120,000 profit in 6 hours. And guys do this everyday. Where's the training course for this? Sign me up!
 
Do the delivery jobs (Uber Eats, Skip the Dishes, etc.) pay well? From what I read it's barely better than minimum wage after expenses.
uber eats. skip the dishes pay penauts. Honestly, ho wmnay meals can you deliver in one day. I did look into uber and lyft, not worth my time and costs to maintain my vehicle. It was easy money for me to drive coaches to bring people to casino. Sadly the bus industry went under at the moment, so i got for trucking as for my part time job.
 
I wold say I am ahead.
1. Much less gas & 407 expenses for going to office. Just go to my office about 1 time per week.
2. No travelling expense, but did see a bit more of Ontario than I usually do. Feel like a genious for taking trip right before pandemic.
3. Early part of pandemic, eating fast food and restaurants much less - also helped lose a fair amount of weight.
4. Spent some on new hobby - mountain biking.
5. golf season started about 3-4 weeks late so saved a bit there.
6. I am down about 50% on pooning this year compared to previous 5 years. Did not go from early March to mid July and very seldom for July-Sept.
7. While my mutuals funds were down badly at the start, most have rebounded very nicely.
8. Did do some much needed home maint and minor renovations - but they should have been done anyway.
 
Saw a stock last week open at $11 and shot to $78 within hours. With a 20k investment that's $120,000 profit in 6 hours. And guys do this everyday. Where's the training course for this? Sign me up!
What stock?
 
What stock?
Sorry, forgot already. Just saw it on "Market Gainers" on Yahoo Finance the day it happened. Dropped down to $28 on market closing. It was just a holy shit moment is all.
 
Sorry, forgot already. Just saw it on "Market Gainers" on Yahoo Finance the day it happened. Dropped down to $28 on market closing. It was just a holy shit moment is all.
So, a unicorn? And one where the only way to make money was to jump on it and then sell it in real time.
 
So, a unicorn? And one where the only way to make money was to jump on it and then sell it in real time.

yeah and not to account for the slippage. Probably wouldn’t be able to sell it for close to $78 since it was likely there very briefly. But more than doubling up your investment is a successful day if you are day trading.
 
Saw a stock last week open at $11 and shot to $78 within hours. With a 20k investment that's $120,000 profit in 6 hours. And guys do this everyday. Where's the training course for this? Sign me up!

Just a reminder to those quitting their jobs to become Day Traders. The reverse is also equally likely. i.e you can wipe out the 20k just as quickly.
It is almost like gambling. My advice: keep money on the side for this. Just don't bet your next mortgage amount to make a quick buck.
 
Saving a ton of cash. No eating out, no massage, this is situation is not as bad as I thought. I do miss the gym though.
 
Just a reminder to those quitting their jobs to become Day Traders. The reverse is also equally likely. i.e you can wipe out the 20k just as quickly.
It is almost like gambling. My advice: keep money on the side for this. Just don't bet your next mortgage amount to make a quick buck.
Greed is the worst evil of them all. Play safe and DO NOT take chance on risky stocks. You will be fine.
 
Saw a stock last week open at $11 and shot to $78 within hours. With a 20k investment that's $120,000 profit in 6 hours. And guys do this everyday. Where's the training course for this? Sign me up!
+$50k one day, -$35k the next. Over time this evens out to a small profit, and you're competing against AI.
 
Saw a stock last week open at $11 and shot to $78 within hours. With a 20k investment that's $120,000 profit in 6 hours. And guys do this everyday. Where's the training course for this? Sign me up!

I took a year off working and did options trading. I managed to teach myself and make enough to pay the bills during the year. No getting rich quick, but I didn't expect to as it was a learning experience and I learned a lot during that year. There is a program online, tastytrade.com - A Real Financial Network. These guys talk about options trading and even show some of their trades. If you look around on the site there is some educational stuff to help teach you about options trading.
 
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    Thursday at 🫦❤️🔴🟥♾️𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐♾️🟥🔴❤️🫦🫦2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳: Cindy, Jennifer & Tracy. Anida is a slim Asian babe with a small waist and great bum. Anita has excellent massage, oral and other skills. Cindy is a slim beauty, 5’4”, natural C Cups & wonderfully long nipples. Her massage is nice, her bbbj will drive you wild & her cfs finish is a dream come true.
  43. Endless Joy Spa:
    ✨✨✨✨✨[GRAND OPENING]✨✨✨✨✨ 💞Endless Joy Spa💞 🎇 (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-8565🎇10am-2am, New First Day Young Slim Petite Chinese Vivi, Tall Slim Sexy Chinese Kelly, Sexy Chinese Coco, Young Sexy Chinese Abie, Young Sexy CBC Rachel.
  44. HolidaySpa:
    Thursday at 🌴😎🌅𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪🌅😎🌴3517 Kennedy Rd, Unit 4, Scarborough ☎️𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵☎️EMILY, LUCY & CINDY. EMILY is a VERY tiny petite SPINNER superstar of the highest quality. Emily has a pretty face, natural A Cups, slim waist, and a lovely spinner bottom, topped off with the very best of services. LUCY is a beautiful and slim Asian lady with a happy disposition and great services.
  45. Golden Sunshine Spa:
    ✨Click on our Username and FOLLOW US for updates and special services ! ✅ Today🌸Aletta🌸Alisa🌸Isabella🌸Nina🌸Selina Call us ☎ 905 - 265 - 2158☎️ Your ultimate service awaits! ✨
  46. bnwellness_wilson:
    We have 5 young beautiful girls are working today, young fun Ivy 30’s open mind with big buttocks and young new pretty Lily 25’s with curve body,Young sweet Vivian 22’s, cute GFE Ella and sexy naughty Tina are providing deep tissue and sensual massage, pls call 416-3985777 book appointment and walk in always welcome, back entrance and parking available, 350 Wilson Ave North York
  47. SugarLoveSpa:
    Thursday at ❤️💙 💜⎝𝗦𝗨𝗚𝗔𝗥 𝗟𝗢𝗩𝗘 𝗦𝗣𝗔⎠💖💗💘: LINDA, LUNA & TIFFANY. 1270 Finch Ave W (at Keele St), Unit 18. North York, ON ☎ 𝟰𝟯𝟳-𝟯𝟲𝟱-𝟮𝟲𝟴𝟴 ☎ LINDA is a beautiful young Asian mix girl, 60Kgs with big D Cup boobs with pointy nipples, very friendly, bbbj and many services. LUNA is a slim, VERY PETITE and capable Vietnamese beauty nice natural 34C Cups. Luna can do everything.
  48. Soul Relax Spa:
    ✨ Looking for a relaxing escape? ✅ Meet🌸LuLu🌸Valentina🌸KarlaCall us today for the best treatment and service experience. Click on our Username and FOLLOW US for updates ! Call now ☎ 289 - 298 - 5662☎️ Your ultimate relaxation awaits! ✨
  49. See You Health Center:
    Natalie she is CBC/filipina mixed Petite school girl Lin Very Young, Petite
Vietnamese Student
With Spicy Slim Body
5’ 1”, 100 lbs Blonde Hair
Great BBJ, CIM Cici Cute Skinny Sexy Vietnamese Girl With Voluptuous Huge C Melons Provides Amazing Service ☎️416-988-2950
  50. Annie Spa:
    Our famous sexy superstar Suki is working today Thursday November 7th with gorgeous young girls Cici and Coco🔥😘 Suki only works on Thursdays and her schedule gets booked up very quickly so book your appointments well in advance…it’s always a very special and busy day at Annie Spa when Suki is working 💯😘❤️🥰 Call Annie Spa and ask for May to book appointments 💯❤️🙏🏻 1001 Sandhurst Circle Unit #7 Finch and McCowan Area 437-818-8896 416-291-8879
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